Question

根據短文內容，從短文后的選項中選出能填入空白處的最佳選項，并在答題卡上將該項涂黑。選項中有兩項為多余選項。

Are you a saver or a spender?

___1.___ This old saying calls attention to the wisdom of saving money. "Putting money away for a rainy day" is another way to talk about saving for the future.

People who hate to spend money are known as "tightwads," while those who like to get the most value for their money are called "thrifty." ___2.___A spendthrift is someone who spends wastefully. People like that are often said to spend money "like a drunken sailor" or "like there's no tomorrow."

In the United States, people who want to start a savings account have different choices of where to put their money. ___3.___ Credit unions are cooperatives for people who have some kind of connection. For example, the members might work for a university or a government agency. Most credit unions are nonprofit organizations.

Credit unions, banks and other financial institutions pay interest on savings accounts. But the interest rates are low. Certificates of deposit（存款）pay higher returns. With a certificate of deposit, or CD, a person agrees not to withdraw the money for a certain period of time. This term could be anywhere from a few months to several years. ___4.___ People can withdraw their money early but they have to pay a penalty(罰金).

In a number of countries, people have been saving less over the years. It is reported that in 2000, Americans had a household savings rate of 7%. ___5.___ Many European countries have higher rates, but Americans save more than families in Japan.

A. People are willing to save money for the future.

B. A penny saved is a penny earned.

C. Before gold, even kings take off their hats.

D. These include banks and credit unions.

E. Longer terms, and larger amounts, pay higher interest.

F. A thrifty person is different from a spendthrift.

G. This year the rate is expected to be a little more than four percent.

 

Answer 1

【答案】

 

1.B

2.F

3.D

4.E

5.G

【解析】

試題分析：簡要對比節儉者與揮霍者，同時介紹美國人們開設儲蓄賬戶的多種選擇。

1.結合“This old saying calls attention to the wisdom of saving money. "Putting money away for a rainy day" is another way to talk about saving for the future.” 這句老話呼吁大家重視省錢的智慧。未雨綢繆是一種為將來打算的說法。故應選B。省錢就是賺錢。

2.結合“People who hate to spend money are known as "tightwads," while those who like to get the most value for their money are called "thrifty.” A spendthrift is someone who spends wastefully. People like that are often said to spend money "like a drunken sailor" or "like there's no tomorrow."” 舍不得花錢的人被稱作吝嗇鬼，而使金錢的價值最大化者叫做節儉。敗家子是指花錢揮霍者。這類人通常被說成“花錢像喝醉的水手”或“花錢像沒有明天一樣”。故應選F. 節儉者和敗家子可不同。

3.結合“In the United States, people who want to start a savings account have different choices of where to put their money.” 在美國，人們想要開設儲蓄賬戶有多種不同選擇。故應選D。其中包括銀行和信用社。

4.結合“Certificates of deposit（存款）pay higher returns. With a certificate of deposit, or CD, a person agrees not to withdraw the money for a certain period of time. This term could be anywhere from a few months to several years.” 存款證支付更高的回報。使用存款證的人承諾一段時間內不提取存款，期限從幾個月到數年不等。故應選E。期限越長，金額越大，支付的利息就越高。

5.結合“In a number of countries, people have been saving less over the years. It is reported that in 2000, Americans had a household savings rate of 7%.” 多年來，一些國家的人們儲蓄得越來越少。據報道2000年，美國家庭儲蓄率為7%。故應選G。今年預計略高于4%

考點：閱讀補全題