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D

In the 1960s, people asked about your astrological sign(星相). In the 1990s, they wanted to know your website (網址). These days, having a web address is almost as important as a street address. Your website is an electronic meeting place for your family, friends and potentially, millions of people around the world. Best of all, you may not have to spend a cent. The Web is filled with all kinds of free services and all it takes is some time and creativity.

Think of your home page as the starting point of your website. Like the table of contents of a book or a magazine, the home page is the front door. Your site can have one or more pages, depending on how you design it.

While web pages vary greatly in their design and content, most use a traditional magazine layout (版面設計). At the top of the page is a banner(大標題) GRAPHIC. Next comes a greeting and a short description of the site. Pictures, texts, and links to other websites follow.

Before you start building your site, do some planning. Think about whom the site is for and what you want to say. Next, gather up the material that you want to put on the site. Draw a rough layout on a sheet of paper.

While there are no rules you have to follow, there are a few things to keep in mind:

Start simply If you are too ambitious (雄心勃勃的) at the beginning, you may never get the site off the ground. You can always add to your site.

Less is better Most people don't like to read a lot of text online. Break it into small pieces.

Smaller is better Most people connect to the Internet with a modem (調制解調器). Since it can take a long time to download large image files, keep the file sizes small.

Have the rights Don't put any material on your site unless you are sure you can do it legally (合法地). Learn the Net's Copyright Article for more about this.

Now it's time to roll up your sleeves and start building. Learning the Net Communities provides tools to help you build your site.

68. The main purpose of the passage is to tell you _____.

A. what a website is like

B. how to build your own website

C. how to meet people online

D. what a website is made up of

69. According to the writer, your website is a place _____.

A. where you can meet people all around the world

B. where you can buy what you want

C. where you can get free services

D. where you can meet people on the Internet

70. The purpose of the home page of your website is _____.

A. to give a list of all the contents of your website

B. to make it look like a front door

C. to direct people to more of your pages

D. to design the cover of a book or magazine

71. The writer thinks that if you are too ambitious at the beginning, _____.

A. your website may leave no space for adding new things

B. you may never have your wetside working

C. you may have no idea how to build your website

D. you may tire yourself out

( D )
In Western countries people have been using the installment plan since the first half of the twentieth century. Today, a large number of families in Great Britain buy furniture, household goods and cars by installments. In the U. S., the figure is much higher than in Great Britain, and people there spend over 10 percent of their income on the installment plan.
The price of an article bought on installments is always higher than the price that would be paid by cash. There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment when the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid up. The legal ownership of the goods remains with the seller until the final payment has been made.
Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish their homes and start housekeeping. It increases the demand for goods, and in this way helps business and employment. There is, however, the danger that when business is bad, installment buying may end suddenly, making business much worse. This may result in a great increase in unemployment. If the people on the installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of people are not able to pay their installment debts there is a possibility that businessmen cannot collect their debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit, it becomes more likely to have a depression. This is why, in some countries, the government controls the installment plan by fixing the amount of the down payment and installments to discourage people from buying more than they can pay for on the installment plan.
56. Which of the following is NOT true about the installment plan?
A. A lot of British families use the installment plan.
B. More than 10 percent American families buy things on installments.
C. Americans depend more on installment than British people do.
D. Americans spend one tenth of their income on installment buying.
57. Goods bought on installments are more expensive than goods bought by cash because ______.
A. the buyer has to pay extra money as interest
B. the delivery of the goods charges extra money
C. the buyer has to pay a down payment
D. the service offered by installment plan charged extra money
58. What will happen to a buyer if he fails to make the full payment for an item bought on installments?
A. He might lose his job.
B. He will stop owning the item he has bought.
C. He will have to sell what he has bought.
D. He will go into debt.
59. The advantage of installment buying might include all the following EXCEPT that ________.
A. purchasing power is strengthened
B. employment might be increased
C. people develop a good habit of saving money
D. young couples are able to furnish their homes
60. In some countries, the governments control the installment plan to ________.
A. increase employment
B. avoid depressions
C. ensure that businesses make good profits
D. ensure that people can pay for what hey buy

C
With smart phones taking the world by Storm，a phone that Can only send and receive voice
calls and text messages may seem like a relic from a bygone age．Yet in East Africa，simple
phones like these are changing the face of the economy，thanks to the mobile money services that are spreading across the region．
Usilng the text-messaging function built into the GSM system(全球通)used by most cell
phone networks，these services allow people without a bank account or credit card to use their
phone as an electronic walletthat can be used to store．send or receive cash．
It works like this：you pay cash to your local agent who then tops up your mobile money
account using a secure form of text messaging．That money can be transferred(轉賬)to another
person by sending a message to their cell phone account．
For some the system is a lifeline．“If I didn,t have my mobile phone．1 would be very
poor，”says Neyasse Neemur，a mother of four children who lives in northern Kenya．“Now I
can sell fish．”
Neemur took up fishing in July last year，but making money from it was a little tricky，
especially as Turkana people do not usually eat fish．A truck from Ethiopia to Tanzania passes
through her village once a week，and she arranged to have the driver transport the fish several
hundred kilometres south to market in Kisumu．where relatives sell the fish．
“I get the money transfer immediately．”says Neemur．“Then I can pay for my children to go to school and for vegetables and beans，”she adds，“so I don’t need to eat fish．”
According to the Central Bank of Kenya，payments worth around l billion Kenyan shillings
($13 million)per day were transferred through Kenya,s mobile money systems in 2009，equalling
the country,s credit card transactions(業務)．The bank expects mobile money transfers to overtake credit cards in 2010．
49．In Paragraph l，the author uses“simple phones”to________.
A．make a comparison    B．introduce a topic
C．describe a scene     D．offer an argument
50．What can we learn about the simple phones in East Africa?
A．They might help the local people apply for a bank account．
B．They will replace the banks completely in the near future．
C．They provide a safe means for the locals to do business．
D．They can do nothing except send and receive calls or messages．
51．The word“it”in the third paragraph refers to_______.
A．the GSM system    B．the mobile money service
C．the credit card service D．the cell phone networks
52．The story of Neyasse Neemur suggests that_______.
A．the mobile money service plays a key rote in the locals, life
B．Neemur uses her mobile phone to contact her customers
C。her relatives tricks Turkana people to eat the fish they sell
D．the Bank of Kenya helps her improve her living condition

C
With alarming regularity, we read about oil tankers having accidents near land and the terrible consequences of the oil spills （泄露） on people, nature, and the environment．
Millions of dollars have been used in developing special chemicals to help dismiss the spills and to clean up the animals, beaches, and land spoiled by the oil．Unfortunately, when many of these chemicals are used, more damage is caused to the environment, especially to lives in the sea．
Of all of today's environmental disasters, an oil spill may actually be one of the least serious．Although oil is poisonous, it is a natural material．In the end, it breaks down naturally．There are, of course, long-term effects, but it is usually more serious in the short term．
Nature by itself works better than chemical materials, but when there is a spill we demand that governments act immediately with as much hi-tech knowledge as possible．In 1967 the tanker Torrey Canyon sank off the Scilly Isles near the coast of England and spilled 120,000 tones of oil into the ocean．If you go there today, you will find it hard to see any sign that it ever happened．
Governments seem to accept the risk of transporting millions of tons of oil by ship every day so that we can fill up our cars and drive around and cause even more environmental damage．Interestingly, the biggest companies in the world produce cars, and the next biggest supply the gasoline to make them run I
We should be thinking more about reducing our dependency on oil．Governments should be encouraging research into new technologies, such as cars run by solar power （太陽能） , electricity, hydrogen, and so on．Much of this research has, in the past, been held back by the oil, gas, and coal．
If the world's millions of cars were 10% more efficient （高效的）—and the industry could easily produce cars at least twice as efficient ?we would need many fewer tankers crossing the oceans each year．If this happened, the risks of oil spills would be reduced, and the air we breathe would be cleaner and fresher, too．
63．What is the passage mainly talking about?
A．Oil spills pollution．    B．What oil pollution is．
C．Oil tanker accidents.             D．How to reduce oil pollution.
64．How does the author support the idea that oil spills are not as serious as people believe?
A．By giving a description．   B．By making an argument．
C．By giving an example．          D．By drawing a diagram．
65．What does the underlined word "risk" in Paragraph 5 refer to?
A．Transportation depending more on oil．
B．Poisonous oil breaking down naturally．
C．Millions of tons of oil spilling into the sea．
D．More environmental damage being caused．
66．Which suggestion, is made for reducing oil tank accidents according to the passage?
A．We should build safer tankers in the near future．
B．We should develop new technologies to cut oil use．
C．Tankers should not be allowed to sail near the coastlines．
D．Countries should build more oil pipelines under the sea．